Today’s tough economic conditions call for employers to step up their knowledge of how workers compensation insurance works, says Shreveport insurance agent Shari Crowder. Specifically, she says, too few employers understand that their workers compensation modification factor – a number that directly affects premium costs – has a “perfect score” they should work to reach.
The [...]
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Consumers are more concerned about short-term security than long-term financial goals. The 2009 Survey of Financial Values and Debt, sponsored by Securian Financial Group, indicated that saving for emergencies is among Americans’ top financial priorities. And while they have found many ways to spend less, consumers are not reducing their debt. Eighty-two percent are carrying [...]
State Farm’s 3.3 million California auto insurance policyholders received welcome news today as the state Department of Insurance announced it has approved an eight percent, $219 million rate cut.
The 8 percent rate cut is a statewide average. The actual savings for individual policyholders may be different, depending on a number of rating factors.
State Farm’s California [...]
A majority of parents (61 percent) are not letting the recession change their plans for their children’s college education, according to a survey by COUNTRY Financial. Further, 47 percent say college plans are a higher priority than retirement savings (41 percent).
This marks the first time in three years a majority of parents are putting their [...]