InsuranceSphere

Insurance is a way of providing financial back up for protecting both your health and possessions, and is an important part of modern life.  Insurance falls into two main categories, pure protection and general insurance.

Pure Protection
This type of insurance policy provides comprehensive financial support should you be injured, fall ill or die and includes:
·    Life Insurance – this will provide either a lump sum or a yearly income payout for your family should you die.
·    Critical Illness Insurance – this will cover your bills and provide you with financial support should you become so ill that you can no longer work and support yourself.
·    Income Protection Insurance – this is another way of providing financial support in case you are no longer able to work for some reason and cannot support yourself.

General Insurance
This type of insurance provides some financial support to help protect both your health and possessions and includes:
·    Motor Insurance – there are several different levels of cover available for your car, motorcycle, truck or RV, and this includes protection against fire, theft and damage.
·   Travel Insurance – this type of insurance will protect you whilst you are travelling away from home, and can provide financial support if your flights are cancelled, you lose your money or luggage, or need medical attention whilst you are away.
·    Health Insurance – there are a number of different health insurance policies available, and these can provide you with financial support to help you pay for any medical care you may need, from visits to specialists through to covering any medication and treatment bills.
·   Pet Insurance – this type of insurance can help you to pay for any vets bills should your pets become ill.